2015
BANKING
Full Marks: 100
Pass Marks: 30
Time: Three Hours.
The figures in the margin indicate full marks for the questions.
The figures in the margin indicate full marks for the questions.
1. Answer as directed :                                              1×8=8
a)Â Â Â Â Â Â What was the previous name of State Bank of India?
b)Â Â Â Â Â Â Which method is adopted by the Reserve Bank of India for issuing notes?
c)Â Â Â Â Â Â Â What is Mutual Fund?
d)Â Â Â Â Â Â The IMF came into existence in the year _____. (Fill in the gap)
e)Â Â Â Â Â Â Write the full form of SIDC.
f)Â Â Â Â Â Â Â Give an example of Negotiable instrument.
g)Â Â Â Â Â Â Governor of RBI is appointed for a period of 4/5/10 years. (Choose the correct answer)
h)Â Â Â Â Â Â What is bank rate?
2. Name any two Central banking functions performed by the State Bank of India.          2
3. What is full reserve system of note issue?                                   2
4. Name two sub-market of Indian money market.                         2
5. Who is collecting banker?                                            2
6. Define holder under sec-8 of the Negotiable Instrument Act, 1881.                                    2
7. Briefly explain the agency services rendered by commercial banks.                                    3
8. State the meaning of Non-Bank Financial Institutions with example.                                  3
9. Write a brief note about stock exchange.                                    3
Or
Write a brief note on Money Market.
10. State the conditions for dishonor of cheque.                                                     3
Or
Explain the meaning of the term ‘material alteration’ of cheque with illustrations.
11. State any three differences between promissory note and cheque.                                3
Or
Draw a specimen copy of a promissory note.
12. What are the main objectives of International Monetary Fund?                                         5
13. Explain the five function of State Bank of India.                                             5
Or
Discuss the main objectives and achievements of bank nationalisation in India
14. Discuss about the institution participating in the Indian Money Market.                         5
Or
Discuss the objectives and functions of NABARD.
15. Who is a paying banker? State the precautions of banker should take before paying a cheque?          2+3=5
16. Differentiate between cheque and bank draft.                                                        5
17. Mention five features or characteristics of Indian Capital Market.                                     5
18. Discuss the functions of Reserve Bank of India as banker for Government and commercial banks.     5
19. Discuss the evolution and growth of commercial banking in India.                                     8
Or
What is financial market? Mention the name of the various kinds of market. Explain any one of them. 2+2+4=8
20. What is Negotiable Instrument? What are essential characteristics of Negotiable Instrument?            2+6=8
Or
Define Hundi. Discuss the different types of Hundi.
21. What is Lead Bank scheme? State the effects of this scheme.                                             2+6=8
Or
Discuss the principles of sound lending to be followed by commercial bank.        8
22. What is Central Bank? Discuss the traditional functions of RBI.                 2+6=8