2018
BANKING
Full Marks: 100
Pass Marks: 30
Time: Three hours
The figures in the margin indicate full marks for the questions.
1. Answer as directed:Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 1×8=8
a)Â Â Â Â Â Â In which year fist Presidency Bank was established?
b)Â Â Â Â Â Â What do you mean by private sector bank?
c)Â Â Â Â Â Â Â Give the meaning of bank rate.
d)Â Â Â Â Â Â Capital market is the market for Long term market. (State whether True or False)
e)Â Â Â Â Â Â Write the full form of SIDC.
f)Â Â Â Â Â Â Â A collecting banker can claim statutory protection only in the case of _____ cheque.
g)Â Â Â Â Â Â What is primary market?
h)Â Â Â Â Â Â IFCI was established in the year 1947/1948/1950.
2. Name two subsidiaries of State Bank of India.                                                                2
3. Who is paying banker?                                              2
4. What is postdated cheque?                                    2
5. Write the meaning of hypothecation.                                2
6. State the meaning of liquiding.                             2
7. State any three differences between Bill of Exchange and Promissory Note                    3
8. What are the basic features of Development Bank?                                    3
9. Mention the different kinds of endorsement.                                                               3
10. Draw a specimen copy of Promissory Note.                                                  3
11. Explain the functions of clearing house.                                                          3
Or
Describe briefly any three kinds of endorsement.
12. Write a brief note about the Imperial Bank of India.                                  5
13. Explain the functions of Stock Exchange.                                                        5
14. What are the main objectives of World Bank (IBRD)Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 5
Or
Give the meaning of crossing. Explain briefly about the different types of crossing with example.
15. Discuss with classification of Banks.                                  5
16. Briefly explain the functions of Reserve Bank of India as banker’s bank.                          5
17. What are the features of Non-Bank Financial Institution?                                                       5
18. What are the privileges of a bolder in due course?                                    5
19. Explain briefly about the growth of commercial banks in India during the post-Independence period.                              8
Or
Narrate the advantages and disadvantages of branch banking about unit banking.
20. Explain any two credit control techniques adopted by the RBI.                                            8
21. Discuss the principles of sound lending policy of a bank.                         2+6=8
Or
Who is collecting banker? Explain the duties of collecting banker.
22. What is Capital Market? Explain briefly the features of Capital Market.                            2+6=8