2019
BANKING
Full Marks : 100
Pass Marks : 30
Time : Three hours
The figures in the margin indicate full marks for the questions.
- (a) In which year Punjab National Bank was established ? 1
(b) What do you mean by ‘Group Banking’ ? 1
(c) Write the full form of SIDBI. 1
(d) Since which year the RBI has been issuing notes based on Minimum Reserve System ? 1
(e) NSE was set up in the year 1992/1993/1994/1995. 1
(f) Commercial Banks are the main lenders in money market. (State whether True or False) 1
(g) A ‘Not-Negotiable’ crossing cheque can/cannot be transferred. 1
(h) Give an example of Material Alteration. 1
- What is Public Sector Bank ? 2
- Mention two prohibitory functions of RBI. 2
- State any two functions of Stock Exchange. 2
- Who can cross a cheque ? 2
- State the meaning of ‘Bank Draft’. 2
- What is ‘payment in due course’ ? 3
- State any three differences between Promissory Note and Cheque. 3
- Write a note on ‘Scheduled Bank’. 3
- What are the various sub-markets of money market ? 3
- What are the main functions of World Bank ? 3
Or
Describe briefly about Statutory Liquidity Ratio. 3 - What are the main achievements of nationalisation of banks in India. 5
Or
Write a brief note on State Bank of India. 5 - What are the different functions performed by RBI as a Banker of Government ? 5
- Show the differences between capital market and money market. 5
Or
Mention five advantages of Mutual Funds. 5 - Discuss the advantages of Internet Banking. 5
- Explain the position of collecting banker as holder for value. 5
- Distinguish between Endorsement in Blank and Special Endorsement. 5
Or
Write a note on Non-Banking Financial Institutions. 5 - Discuss the objectives and functions of LICI. 5
Or
Discuss various sources of bank’s own fund. 5 - Discuss the General utility services rendered by commercial banks. 8
Or
Write the distinction between RBI and Commercial Bank. 8 - Discuss the circumstances under which the paying banker can refuse payment of customer’s cheque. 8
- Discuss the principles followed by banks in granting loans and advances. 8
- What are the different types of Financial market ? Write a brief note on Foreign Exchange Market. 3+5=8
Or
What is Development Bank ? Explain the functions of Development Banks. 2+6=8